Qualified Small Employer HRA Basics

Dena Nicotra Legislative, News

The following information is derived from the 21st Century Cures Act, a law that allows eligible small employers to offer qualified small employer health reimbursement arrangements (HRAs). For individualized guidance on funding …

Spousal Carve-Outs and Surcharges

Dena Nicotra Legislative, News

Background As health care costs continue to rise there has been an increasing number of employers considering the implementation of a spousal carve-out or spousal surcharge as a strategy to reduce costs. …