Kaiser Permanente has released programming details for their Q1 2018 update. Quoting is available in HealthConnect.
All medical and ancillary plans have rate changes for January 2018. Medical rates are effective for January 1, 2018 through June 1, 2018. Ancillary rates are effective for January 1, 2018 through December 1, 2018. Statewide average for medical plans shows an increase of 4.6% on HMO and 6.0% on PPO.
Kaiser Permanente rates reflect the new age bands for 2018: ages 0-14, 15, 16, 17, 18, 19 and 20. Please see LISI’s ACA Rating Methodology 2018 Updates and FAQ for an explanation of the age band change.
The child dental cost for all plans and rating areas remains the same as last year — $13.99. Kaiser Permanente direct HMO and CaliforniaChoice® plans include cost of child dental to age bands under 19. PPO plans have embedded child dental with the cost spread across all age bands using the standard age-curve.
Plans and Portfolio Updates
For 2018, the plans and rates available through CaliforniaChoice are identical to the plans through direct sell.
The 2017 plans will continue in 2018 with some benefits changes. Plans with a deductible and/or copay changes required a plan name change.
|2017 Plan Names||2018 Plan Names|
|Gold 80 HMO 0/30 + Child Dental||Gold 80 HMO 0/25 + Child Dental|
|Gold 80 HMO 500/35 + Child Dental Alt||Gold 80 HMO 500/30 + Child Dental Alt|
|Gold 80 HRA HMO 2000/30 + Child Dental||Gold 80 HRA HMO 2250/35 + Child Dental|
|Gold 80 PPO 0/30 + Child Dental||Gold 80 PPO 0/25 + Child Dental|
There are no changes to ancillary benefits, including child dental.
Material and Form Updates
The 2018 Kaiser Permanente Plan Highlights and employer/employee applications are now available on the LISI website. Other materials will be available as they are released.