A change has been made to the Owner Only Guidelines effective February 1, 2018. UnitedHealthcare will no longer write a group that is owner only, where the common-law employee is waiving coverage. These groups must now have at least 1 eligible common-law non-spouse employee on the DE-9C and enrolling in coverage.
For C-Corp., S-Corp., and LLCs, UnitedHealthcare will continue to allow owner only groups with at least 2 non-spouse owners, with at least 1 enrolling owner actively working the minimum required hours. However, if these business types have only 1 owner then they must defer to having 1 eligible common-law non-spouse employee on the DE-9C and enrolled in coverage, per the new guideline.
Please keep in mind there will be no exceptions available to this new rule. Any group submitted 2/1/18 and beyond, regardless of effective date, must comply with the new guideline or they will be declined.
Please feel free to contact your LISI Sales Representative if you have any questions.