All People, Carrier News

Underwriting for Q4 just got easier with Kaiser Permanente! Effective October 1, 2017, they have relaxed three of their underwriting guidelines.

The following underwriting changes are valid for Q4 only:

  • A DE 9C is not required for new groups with 6 or more enrollees.
  • For startup groups that do not have a DE 9C, Kaiser Permanente will write the group with a minimum of 4 weeks of payroll (standard guideline requires a minimum of 6 weeks).

The following change is valid on October 1, 2017 and beyond:

  • For groups with 10 or fewer eligible employees, the employer may use the Employer Attestation Declination of Coverage form in lieu of the individual Declination of Coverage form for employees that are waiving coverage (previous guideline required that groups have 10 or more eligible employees to use the employer declination form).